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How to make sense of the individual health insurance marketplace.

Health Insurance of California knows that the individual health insurance marketplace is confusing.  Most of us are used to having employer-sponsored health insurance that has a few different choices for us and our dependents if we have them, that we enroll in once per year, that gets taken out of our paycheck through payroll and, quite frankly don't understand well and forget about until we either need it, have unexplained out-of-pocket expenses we don't understand or need to enroll in again the following year.  However, as an individual without access to employer-sponsored health insurance, we need to better understand what are options are, what we can tailor to our specific health needs or how we might use it, and what costs we can and are willing to afford.  Health Insurance of Califronia is here to educate, assist and manage just that for you.

You work for yourself or are considering working for yourself, what types of insurance are available to you?

Health Insurance of California specializes in ALL insurance options and carriers available to those without employer-sponsored health insurance available to them.  We understand what working for yourself is like, as we are self-employed agents, responsible for knowing what are health  insurance covers, costs and offers to make the right business decision for ourselves.  It doesn't end there either, as we too, have to understand investments and taxes to maximize the profitability of or mitigate the loss to our business.

Insuring yourself as a business owner or offering employees access to their own group or individual health insurance.

Health Insurance of California is a small business, too, and offers the expertise and scope of products to cover you and your employees in the most effective way possible.  Traditional group, fully-funded health insurance is nearly unaffordable for most small business owners and their employees anymore, so how do you offer them an alternative to attract and retain employees?  We work with all carriers in the state of California to offer self-funded health insurance and administration like level-funded health plans or healthcare reimbursement arrangements to meet you and your employees needs at an affordable cost.

Experienced educators with full product availability

Health Insurance of Texas has been in operation in California since 2018, working with individuals, groups, the self-employed and small business owners to meet their health insurance needs.  

Health insurance as we all know, has become increasingly expensive, so we specialize in finding you the best product at the most effective cost. We work with ALL the carriers available in the state of California which allows us to not take a “one-size-fits-all” approach and keep our services free to you.

We do not sell health insurance, we simply provide access to ALL that is available to you in the state of California for you, your dependents, your business and/or your employees.